Currency Converter: Live Exchange Rates for International Travel
Convert currencies before you travel, compare the value of prices abroad and estimate how a foreign card markup could affect your total. Use the Travelaries currency converter as a practical reference for trip budgets, hotels, meals, transport, shopping and everyday spending overseas.
Convert Currency & Estimate Travel Card Fees
Enter an amount, choose your currencies and check the estimated conversion. Then use the built-in fee estimator to see how a percentage markup can change the final amount.
Currency Converter
Enter an amount, choose your currencies and compare.
The exchange rate you see may not be the amount you actually pay
A currency converter gives you a useful reference rate. Your real card purchase, ATM withdrawal or cash exchange can differ because providers may use their own rate, add a percentage markup, charge a flat fee, or combine several charges.
Start with the conversion
Use the converter to understand what a foreign price is worth in a currency you know. It is especially useful when comparing hotel rates, restaurant bills, transport and attraction prices.
Then check the fees
Your bank, card issuer, ATM or exchange provider may add a foreign transaction fee, exchange-rate margin, withdrawal charge or other cost.
Check which currency is offered
Some overseas terminals and ATMs may offer to convert the transaction into your home currency. Compare the displayed rate and total before accepting any conversion option.
How a card markup can change a travel purchase
The examples below show why a small percentage matters as spending increases. They are illustrations only; your provider's actual fees and exchange rate may be different.
Before you pay, withdraw cash or exchange money abroad
Use the converter as the starting point, then check the details that can affect the real cost of a transaction.
Paying by card abroad
- Check whether your card charges a foreign transaction or currency conversion fee.
- Look at the transaction currency before confirming a payment.
- Keep the receipt or app notification so you can compare the final posted amount later.
- For a large purchase, compare the provider's final total rather than the headline exchange rate alone.
Using an ATM overseas
- Check for an ATM operator fee before completing the withdrawal.
- Your own bank may also charge for an international cash withdrawal.
- Read any on-screen currency conversion offer carefully before accepting it.
- Consider whether fewer, larger withdrawals reduce repeated fixed ATM charges, while balancing the security risk of carrying cash.
Turn a live currency conversion into a useful travel budget
Enter your amount
Use the price of a hotel, meal, taxi, tour or your total daily travel budget.
Choose both currencies
Select the currency you know and the destination currency you want to understand.
Check the reference conversion
Use the result to judge unfamiliar prices and compare travel costs more easily.
Model a possible markup
Use the fee buttons in the converter to see how an example percentage could change the total.
Common questions about exchange rates and travel money
What is a currency converter?
A currency converter estimates the value of an amount in one currency when expressed in another currency using an exchange rate. Travellers can use it to understand destination prices, compare costs and plan a trip budget.
Are currency converter rates the same as bank or card rates?
Not necessarily. Banks, card networks, ATMs, exchange bureaux and money-transfer providers can use different rates and may add fees or margins. Treat the converter result as a reference and confirm the provider's final rate and charges before a transaction.
Why did my card charge differ from the converter?
The final posted amount can be affected by the exchange rate used by your provider, foreign transaction fees, currency conversion markups, ATM charges or other provider-specific costs.
What is dynamic currency conversion?
Dynamic currency conversion is when an overseas merchant or ATM offers to convert a transaction into another currency, often your home currency, at the point of payment or withdrawal. Review the offered exchange rate, fees and final amount before choosing an option.
Can I use this converter to plan a holiday budget?
Yes. Convert expected costs such as accommodation, food, transport, activities and shopping into a familiar currency, then allow extra room for rate movements and provider fees.
How often do exchange rates change?
Currency values can move continually in global markets. The rate available from a bank, card or exchange provider can also change independently, so recheck important conversions close to the time you plan to pay or exchange money.
From exchange rates to the rest of your trip
Once you understand the currency, compare the other parts of your journey in one place.